📊 Powered by HUD public data · ✅ No account required · 🆓 Always free · ⚠️ Not affiliated with any government agency
| Household size | Maximum monthly benefit | Gross income limit (130% of poverty) | Net income limit (100% of poverty) |
|---|---|---|---|
| 1 | $306 | $1,729 | $1,330 |
| 2 | $562 | $2,345 | $1,804 |
| 3 | $808 | $2,960 | $2,277 |
| 4 | $1,023 | $3,575 | $2,750 |
| 5 | $1,217 | $4,191 | $3,224 |
| 6 | $1,463 | $4,806 | $3,697 |
| 7 | $1,616 | $5,421 | $4,170 |
| 8 | $1,841 | $6,037 | $4,644 |
| Each additional person | +$225 | +$616 | +$474 |
Source: USDA Food and Nutrition Service, SNAP Cost-of-Living Adjustment (COLA) Information (www.fns.usda.gov/snap/allotment/cola), page updated October 13, 2026, checked October 22, 2026. Lower 48 states and DC; Oct. 1, 2026 through Sept. 30, 2027.
Signed July 4, 2025; in effect since enactment
Public Law 119-21, section 10102(a), changed who is subject to the SNAP time limit for Able-Bodied Adults Without Dependents (ABAWDs). Adults ages 18 to 64 are now subject to it (it was 18 to 54). A parent or other household member responsible for a child is excepted only when the child is under 14 (it was under 18). The temporary exceptions for veterans, people experiencing homelessness, and young adults who aged out of foster care were removed. New exceptions cover Indians, Urban Indians and California Indians as defined in the Indian Health Care Improvement Act. An adult who is not excepted must work, volunteer, or join an approved program for at least 20 hours a week to get SNAP for more than 3 months in any 36 months.
What it means for you: If you are 55 to 64, the time limit can now apply to you. If you care for a child, the exception ends when the child turns 14. If you work or take part in an approved program for 20 or more hours a week, are pregnant, are medically unable to work, or meet another exception, your situation may not change. USDA says adults 60 and older remain exempt from the general work requirements. Ask your state SNAP office how the time limit applies to you, and try our Eligibility Checker.
Source: Public Law 119-21 (H.R. 1, "An act to provide for reconciliation pursuant to title II of H. Con. Res. 14," commonly called the One Big Beautiful Bill Act, signed July 4, 2025), section 10102(a); USDA FNS memorandum on ABAWD exceptions, October 3, 2025. Checked October 22, 2026.
Public Law 119-21 (H.R. 1) on congress.gov | USDA FNS ABAWD exceptions memorandum
October 1, 2026 through September 30, 2027
USDA updated SNAP maximum allotments and income limits for Fiscal Year 2027 (Oct. 1, 2026 through Sept. 30, 2027). Maximum monthly benefits in the lower 48 states and DC: 1 person $306, 2 people $562, 3 people $808, 4 people $1,023, 5 people $1,217, 6 people $1,463, 7 people $1,616, 8 people $1,841. Each additional person from 9 to 17 adds $225. The minimum monthly benefit for households of 1 to 2 people is $25. Gross income limit (130% of poverty): $1,729 for 1 person and $3,575 for 4 people. Net income limit (100% of poverty): $1,330 for 1 person and $2,750 for 4 people. Alaska, Hawaii, Guam and the Virgin Islands have their own, higher figures on USDA's page.
What it means for you: These amounts replace the FY2026 amounts for benefits issued from October 1, 2026. If your household size and income have not changed, your estimated benefit is based on these maximums. Run the calculator with your current details to see your updated estimate.
Source: USDA FNS SNAP Cost-of-Living Adjustment (COLA) Information, FY2027 tables (page updated October 13, 2026, checked October 22, 2026), www.fns.usda.gov/snap/allotment/cola
October 1, 2026 through September 30, 2027
Standard deductions (applied to all households to reduce gross income for the net income test) in the lower 48 states and DC: 1 to 3 people $217, 4 people $229, 5 people $268, 6 or more people $308. Alaska: 1 to 5 people $371, 6 or more people $385. Hawaii: 1 to 4 people $306, 5 people $309, 6 or more people $354. Each amount is per month.
What it means for you: The standard deduction is taken off your income automatically, which lowers your countable net income and can help more households qualify. USDA sets new amounts each October.
Source: USDA FNS SNAP Cost-of-Living Adjustment (COLA) Information, FY2027 tables (page updated October 13, 2026, checked October 22, 2026), www.fns.usda.gov/snap/allotment/cola
October 1, 2026 through September 30, 2027
The maximum excess shelter deduction for FY2027 is $769/month in the lower 48 states and DC (Alaska $1,229, Hawaii $1,306) for households without an elderly or disabled member. Households with an elderly (60+) or disabled member have no cap on the shelter deduction.
What it means for you: If your rent and utilities together exceed 50% of your net income, the excess counts as a deduction, which reduces your countable income and increases your benefit. If you're elderly or disabled, there's no ceiling on how much this deduction can be.
Source: USDA FNS SNAP Cost-of-Living Adjustment (COLA) Information, FY2027 tables (page updated October 13, 2026, checked October 22, 2026), www.fns.usda.gov/snap/allotment/cola
The full page also covers online grocery purchasing, the Farm Bill status, and EBT card security. Those items reflect the rules as of June 2026.